We are currently looking for homes in the Phoenix and would love the opportunity to consider yours! Choose your own closing date and don’t worry about any repairs, because we will buy your home as-is!
We offer fair market prices and will pay cash, fast closings with no closing costs to you, no hassles and no repair requests, and no realtor fees!
Call Reed today at 480-227-5214 to set up an appointment for a cash offer on your Phoenix home!
If you are wanting to sell your Tucson home quickly and would prefer to have a cash offer, then contact us right away! We can offer you a fast, all cash, quick close deal!
We will pay all closing costs! There are no realtor fees! There are no repair fees, because we buy our homes as-is! We can close on any day that you choose! Do you need cash and need to close now? We can do that! Do you need a few weeks to close? We can do that too!
We would love to have the opportunity to come to your home and offer you a cash price that will be fair, so contact Reed today at 480-227-5214!
Buying your first home can be a very exciting time, yet scary as well. With such a large 
investment, you should always do your homework before any costly mistakes are made. Here is a step-by-step guide for potential new homeowners.
Situating Finances
First of all, you must assess your finances to determine if you can buy a home, what your budget is and if there will be any red flags when attempting to mortgage. You can check your credit score online for free once a year. After acquiring your score, move to your annual income. When planning for a house, always think in terms of annually and not monthly.
You may be able to scrap your mortgage every month but you want a good deal of “wiggle room” to account for the down payment, renovations, closing costs, taxes and payment for the many contractors which will help you choose the right home (agents and appraisers). A general rule of thumb is that you should be able to offer a 20% down payment. There are also mortgage calculators available online that will determine the minimum you can pay monthly (never go with the maximum).
Assemble Your Team
Since this is your first time buying a home, you will need as much help as possible to assure you make the right decisions. This means acquiring a lender and real estate agent. There are many factors in choosing a lender, so it’s best to shop around for a reputable firm. Lenders give estimates during consultations and, although they aren’t concrete, they give you numbers to compare. You want an established lender who can offer both low rates and reliability. If your agent is late, non-attentive, pushy or, even worse, naïve, then it’s best to go with someone else.
House Shopping
The search for your dream house is the most exciting part of home buying. After determining budget, you must now choose what best suits your needs. Average homes have three to four bedrooms, two baths and a backyard. These might not fit your specific situation but they are the most sellable houses when thinking about a return on investment. Never shop with emotion, because this will cloud your judgment. Just because you love it, doesn’t mean it’s the wisest purchase.
Buyer Vs. Seller Duel
Once you’ve decided on a home that has been given the green light by your team, you can move into negotiations. All homes are priced higher than they sell for. Always look to negotiate, and expect several counter offers before settling somewhere in the middle. Once an amount is agreed upon, a modest money deposit is a good faith gesture that illustrates a serious interest in the property. It is usually credited to the down payment if the offer is accepted by both party lenders.
Mortgaging
Now you must decide on your mortgage program. There are three basic loans:
1. Adjustable Rate Mortgage (ARM) – a short term loan which has a fixed rate for the first years of the term (typically about seven) and then adjusts up or down for the remainder of the agreement. This is meant for those not planning to stay in the house for an extended period of time.
2. Fixed Rate Mortgage – This is the most traditional loan that offers a fixed interest rate for the duration of the loan, usually 15-30 years. In contrast to an ARM, this is for those planning on living in the home for a long period of time and therefore the predictable interest rate favors them in the end.
3. Interest Only Payment – Allows the buyer to pay the interest portion of the homes mortgage for a certain period of time. This frees up cash flow during this time period since paying only interest will lower the payments. This method will take you longer to pay off the principal.
Closing your new home
The final step in the process is the closing. At this point you have decided on the home, negotiated the price and acquired the best mortgage plan. Now you must decide on a deadline, but keep in mind the original owner might not have closed on their new home or you may still have to wait for your lease to end. Once the date is established, closing costs must be settled. This includes loan fees, inspection fees, real estate commission, Deed Stamps, Appraisal fees, taxes and much more. Once this is complete, you are now the proud owners of a new home.
If you’re looking to buy or sell your home, please give AllHomesAZ a call at (480) 227-5214. AllHomesAZ is a local company and a proud member of the Better Business Bureau. We are ready to make an offer for your current home and help you get into your new home fast!
We love the Tucson area and are looking to buy homes for cash today! If you are wanting to sell your home quickly and would prefer to have a cash offer, then contact us right away!
We will pay all closing costs! There are no realtor fees! There are no repair fees, because we buy our homes as-is! We can close on any day that you choose! Do you need cash and need to close now? We can do that! Do you need a few weeks to close? We can do that too!
We would love to have the opportunity to come to your home and offer you a cash price that will be fair, so contact us today!
This has been a great week in Phoenix! We have successfully closed 2 homes and have 2 sets of happy sellers!
Need to sell your home fast? Need a cash deal? Do you want no realtor fees, no closing costs, and no hassles? The contact us and we will come out to your home to offer you a fair market value price!
We are currently looking for homes and would love the opportunity to consider yours! Choose your own closing date and don’t worry about any repairs, because we will buy your home as-is! We look forward to hearing from you soon!
We are buying homes for cash all over the Phoenix area and would love to make an offer on your home! If you would like to sell your home with no hassles, no repairs, no realtor fees, no closing fees, and have a quick close, then contact us today!
Let us know when you need to close and we will close on your chosen day! You will walk with cash and pay no realtor or closing fees at all! It can be this easy! Contact Reed today to set up an appointment and you will be well on your way!
The decision between buying and renting a home or apartment can be extremely challenging. Deciding where to live, how much space you will need, and how much you can afford are all important factors that help determine which one is right for you and your family. However with the current housing market, now is a better time than ever to buy a home in Phoenix. Here at AllHomesAZ we want you to know the advantages of buying a home in Arizona, so we have created this blog to show you some of the perks of becoming a home owner.
It’s Currently Cheaper to Buy than Rent
Despite rising home prices, buying is still considerably cheaper than renting in Phoenix. 2013 has proven to continue the buyers’ market trend of 2012 and with many houses opening up in the Phoenix area now is a great time to purchase your dream home.
Owning a Home Builds Equity
Paying rent every month means you are giving money away with no benefit to your future. However every mortgage payment you make when owning a home helps you gain equity over time. Equity can offer as a lifeline to you in the future, as home equity loans or lines of credit allow homeowners to tap into their home for much-needed cash or in case of emergency.
There are Many Tax Advantages to Owning a Home
Being a homeowner means you get unique tax breaks by staking your property claims. All mortgages involve interest payments, but that interest is tax deductible. Property taxes and some moving expenses can also be deducted for new homeowners.
You Will Have More Credit Opportunities
Owning a home can unlock many future credit opportunities. Banks and credit card issuers favor those who own a home, which is why credit and loan applications often ask if you are a homeowner.
Freedom and Flexibility
Home ownership gives you the freedom to live the way you choose without having to worry about neighbors or landlord restrictions. Buying a home means creating a space that is yours to do with it what you want, as well as creating a nurturing place to raise a family or host guess without worry.
Looking to buy a home, or sell your house? Give us a call at (480) 227-5214; we are a local company and a proud member of the Better Business Bureau. AllHomesAZ is ready to pay for what you have to offer us!
Located on the east side of Phoenix, Chandler Arizona is an energetic city with a small town feel located just minutes away from the Phoenix metropolitan that is renowned for its family friendly parks and recreational activities. We here at AllHomesAZ love Chandler, and we think you will too! Because of this we have compiled a list of some of best parts of this developing town, to show you why you should call Chandler Arizona your new home this summer!
The City of Play
Awarded as one of the most playful cities in America 6 years in a row, Chandler has multiple parks and recreations areas for both kids and adults. With over 300 days of sunshine here in the Valley, you and your family can stay healthy and happy while enjoying the outdoors all year round!
The Latest Fashion
Chandler is also home to the Chandler Fashion Center, where you can find stores of all types to fit your fashion needs. Even if you are not looking to shop, Chandler Fashion Center has multiple restaurants and recreational events for you and your family to enjoy!
Art & Culture
With 3 theaters and a 2,000 square foot exhibition gallery, Chandler’s Center for the Arts is a great place to attend your favorite classics. Performances happen each Friday and Saturday night, and during the week the building subs as a recreation center where children can learn about many different types of art and theater through the centers partnership with the Chandler School District.
Desert Breeze Lake
Water is hard to find in Arizona, leaving fisherman with light lines and empty nets. However Chandler harbors Desert Breeze Lake, a water hole containing catfish, trout, bass, and many other types of fish ready to bite a line. Enjoy the peaceful public park, cast your line, or simply enjoy the view as the sun sets at this beautiful oasis in the desert.
These are just a few reasons why we love Chandler, and feel it is the perfect place to reside in Arizona. If you are looking to move your family into a new home or sell your house, give us a call at (480) 227-5214. AllHomesAZ is a local company and a proud member of the Better Business Bureau. AllHomesAZ is ready to pay for what you have to offer us in your current home, and help you get into a new place fast!
If you are considering selling your home in Tucson, Arizona and would like to have a hassle free, no cost to you, and quick close, then we would love to hear from you!
We will make you a cash offer for your home and can close as soon as you would like. You do not have to pay any realtor fees, closing fees, or worry about any repairs, because we will be purchasing the home for cash and as-is and will also be paying for your closing costs too!
Contact us at 480-227-5214, to set up an appointment and to get started on a quick easy all cash deal for your Tucson home!
Not being able to pay your mortgage can be a stressful and frightening situation that can affect both you and your family as foreclosure becomes a reality, however foreclosure is not your only option. Selling your home in a short sale can have many advantages, and can keep you from dealing with the financial problems and social stigma associated with foreclosure. In a short sale, the bank or lender agrees to accept partial payment and cancel the remaining mortgage balance. The advantages of a short sale include:
You will save your credit score from the extreme impacts of foreclosure.
You can avoid the stressful and lengthy process of foreclosure.
You will avoid owing the balance on the mortgage.
You will be creating the possibility of obtaining a new home at a discounted price.
You will not have to deal with the possibility of being removed from your residence.
You can retain the dignity of knowing you sold your home instead of having been removed from it.
You will be able to avoid the social stigma of foreclosure.
You will no longer have to make mortgage payments, unless you come to an arranged payment plan.
You will be eligible to buy a new home in just 2 years, instead of the 5-7 probation period after foreclosure, and may even be eligible to buy a new home immediately if your credit report does not reflect a 60-day+ late pay!
You can find comfort on releasing the financial burden of your home and settling into a new home on your terms.
A short sale is a great option for many, and can help you relieve your financial burden and enter into a more comfortable situation fast. If you are looking to save yourself from foreclosure and sell your home in a short sale, contact AllHomesAZ today. We have come to the rescue of hundreds of AZ residents who were desperate to sell, by offering cash for homes based in Glendale, Paradise Valley, Chandler, Cave Creek, Scottsdale, Peoria, and Ahwatukee. We are a local company, and a proud member of the Better Business Bureau. For further details or to set up a consultation, please call us at 480-227-5214 today. AllHomesAZ are ready to pay for what you have to offer us!
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