Archive for January, 2009

Phoenix short sale blog #101

Tuesday, January 20th, 2009

Well, hopefully the election of our new president will help boost our sagging real estate market here in Phoenix, Arizona.  There are talks of a large stimulus packages.  Some experts are even predicting that the dollar amount could reach over one trillion.  The real estate market could definitely use an injection of hope.  Foreclosures are continuing to rise along with unemployment.

If you need to sell your home and owe more than your home is worth, you should consider a Phoenix short sale.  For more info, visit our phoenix short sale page

A Phoenix short sale is an excellent strategy to sell a home that is over leveraged.  Let’s face it, the market isn’t going to recover any time soon.  Analysts are now saying that the bottom is expected to hit in 2012.  So seeing an increase in the value of your home is several years away.

A Phoenix short sale could help save your credit and stop a foreclosure.  Banks are becoming more and more easy to deal with during these turbulent times.  With a short sale, everyone wins.  There is a benefit from a Phoenix short sale to everyone involved.

For more info on how we work visit this page: phoenix short sale

 

We also provide short sale help to homeowners in the following cities:  Phoenix, Glendale, Mesa, Paradise Valley, Cave Creek, Scottsdale, Chandler, and Gilbert.

Phoenix short sale-The rock solid remedy

Monday, January 19th, 2009

A Phoenix short sale is one of the rock-solid remedies that you, as a homeowner, can utilize of during a financial squeeze. If you realize that you can no longer keep or afford your home and you are falling behind on your monthly mortgage payments, then it may be the right time to consider a Phoenix short sale.

 

Visit our phoenix short sale help page for more details

 

But it is important to note that not all those who are affected by the recession, or any financial downturn for that matter, can sell their homes through Phoenix short sales. The most important thing to bear in mind when trying to negotiate a Phoenix short sale or a statewide Arizona short sale is the fact that the home or the piece of real estate that you will short sale should also be the security or collateral for the loan in which you are falling behind.

 

In other words, a Phoenix short sale is a form of renegotiating your loan with the bank. Essentially, it is away to avoid foreclosure by selling your home. But a Phoenix short sale is not just like any ordinary sale of your home. Here, you will not get hold of the proceeds. The resulting cash from Phoenix short sales will be given as payment to the bank or any other financial lender from which you owe money. In any type of Arizona short sale, the lender agrees to receive payment that is below the total amount of your loan.

 

If you need help with a short sale, give us a call at 602-762-1270 or click on our phoenix short sale help page

Phoenix Arizona short sale blog

Friday, January 16th, 2009

Do you owe more than your home is worth and need to sell fast?  Are you behind on payments?  Are you trying to avoid a foreclosure?  If anyone of these questions sounds familiar to you, you should consider a Phoenix, Arizona short sale.

 

Click on our phoenix arizona short sale page for more information.  The vast majority of homeowners have never heard of a Phoenix, Arizona short sale.  The benefits of completing a short sale with your bank include selling your over-leveraged home, saving your credit, and avoiding a foreclosure.  As more and more homes are given pre-foreclosure notices by banks here in the Phoenix area, homeowners will have to utilize the Phoenix, Arizona short sale process.

 

Your bank does not want to repossess your home.  So why not try and work with them and sell your home.  Our Phoenix Arizona short sale process is fast, simple and easy.  Just give us a call at 602-762-1270 or visit our site at allhomesaz.com

 

A few seconds of your time could end your housing troubles.

 

Visit our phoenix arizona short sales site for more info.

 

We offer short sales help in the following cities:  Scottsdale, Phoenix, Tempe, Chandler, Mesa, Gilbert, Cave Creek, Care Free, Paradise Valley and Glendale.

 

Give us a call. You have absolutely nothing to lose with our system.  And our service is completely free to you!

Our Phoenix Arizona short sale program

Wednesday, January 14th, 2009

Did you know that Maricopa county is averaging almost 250 pre-foreclosure notices every day?  Did you know that prices in the Phoenix area declined over 30%?  When will it all end?

 

As I mentioned in my previous Phoenix short sale blog, my prediction is that prices in the Phoenix area will bottom in around 2011.  Believe or not, the largest group of option arms are just now coming due.  Typically there is an 8-12 month lag effect for these foreclosures to appear. 

 

So if you’re a homeowner holding on and struggling to make payments, now is an excellent time to have our team negotiate a Phoenix, Arizona short sale for you.  With our Phoenix Arizona short sale program, you pay no fees and no commissions.

 

Visit our phoenix arizona short sale page and see how we can help you.

 

Your bank does not want to foreclose on your home.  The foreclosure process is extremely expensive for the bank.  As a result, many banks are encouraging homeowners to try and get their homes sold through our Phoenix Arizona short sale program.

 

Give us a call at 602-762-1270 or visit allhomesaz.com.

 

Or, once again, visit our phoenix arizona short sale page.  Our program is fast, easy and stress free.  A few minutes of your time could end your housing troubles.

2009 Prediction for the Phoenix short sale

Wednesday, January 14th, 2009

2009 will be an interesting year for the Phoenix, Arizona real estate market.  My personal prediction is that there will be more Phoenix short sales in 2009 than in any other previous year. 

 

Many analysts see the national housing market bottoming in around 2011.  What does this mean for Phoenix?  More than likely, prices will continue to decline.  Which suggests that if you own a home and you owe more than the home is currently worth, you should strongly consider a Phoenix short sale.  The benefits of negotiating a Phoenix short sale far outweigh the downside of simply just letting your home foreclose.

 

If you owe more than your home is worth, visit our phoenix short sale help page.  Our process is fast, easy, and stress free.  We have helped hundreds of homeowners in the Phoenix area with short sales.  Furthermore, our service to you is completely free.  I have heard of several short sale companies in the Phoenix area charging anywhere from $1000 or higher to negotiate with the bank on the homeowner’s behalf.

 

We do all of this work for you at no cost!  And I would be willing to bet that our success rate is better than any short sale company in Phoenix.

 

Click on our phoenix short sale help page for more info.

Phoenix short sale blog-Peace of mind

Sunday, January 11th, 2009

Did you know that over 200 homes are placed into pre-foreclosure every day in Maricopa county?  Did you know that the rate of unemployment has increased by over 80% in the last quarter of 2008?  As a result, selling a home through a Phoenix short sale is becoming a popular way of getting rid of an over-leveraged home. 

 

It’s estimated that over 75% of homes that are in pre-foreclosure in Maricopa county will qualify for a Phoenix short sale.  Many lenders are seeing short sales as a “win win” for everyone involved.  So why don’t more homeowners take advantage of this opportunity?  For some reason, a Phoenix short sale has earned a reputation as being difficult to complete.  We at Allhomesaz.com have streamlined the short sale process and have helped numerous homeowners right here in Phoenix with short sales.

 

For more info, visit our phoenix short sale page.  With our fast and easy system, completing your Phoenix short sale will be a breeze.  Although there will be documentation required by your lender, almost all of our clients are saying that the small amount of work is definitely worth the benefits saving one’s credit.  Furthermore, just knowing that your home has been taken care of and reestablishing peace of mind is priceless.

 

If you, or someone you know needs to sell a home.  And more is owed on the home than what it’s currently worth, visit allhomesaz.com for help.  Or, visit our phoenix short sale page.

The economy and a Phoenix, Arizona short sale

Sunday, January 11th, 2009

The Arizona Republic newspaper printed an interesting article this morning concerning the economic health of the state of Arizona.  The information was bleak - unemployment skyrocketed by 80% and dozens of large corporations have filed for bankruptcy.  This will obviously have an effect on the housing market as more and more homeowners continue to fall behind on payments.  And if homeowners are falling behind on payments, foreclosures will increase. 

If you are behind on payments and owe more than your home is worth, we can help.  A Phoenix, Arizona short sale might be the perfect fit for you.  Visit our phoenix short sale help page for more info.

Many homeowners don’t realize or have never even heard of a phoenix short sale or arizona short sale.  A short sale is when your bank agrees to allow you to sell your home for less than what is owed.  Basically, the bank is agreeing to take a loss on the loan so they don’t have to foreclose. 

There are huge advantages to a short sale, which include saving your credit, selling your home, and stopping foreclosure.  A Phoenix short sale does require a little effort by the homeowner.  Thorough documentation will be required by all lenders.  But if done properly, a Phoenix short sale or Arizona short sale can stop a foreclosure and save your credit.

For more information on how we can help, visit our arizona short sale help page

Phoenix short sale-The homeowner that doesn’t want to sell

Thursday, January 8th, 2009

After speaking with countless homeowners who are either behind on payments or in pre-foreclosure, there seems to be one common element - they don’t want to sell.  This is exactly where a Phoenix short sale would help them.  I understand that dealing with a foreclosure can be devastating to an individual or family.  But at some point, reality must set in – YOU MUST SELL YOUR HOME OR BE FORECLOSED.  If you are in pre-foreclosure, there is a 85% chance that you will LOSE your home unless you try and work a Phoenix short sale.

If you need help visit our phoenix short sale help page.

Based on my experience, people don’t think rationally and tend to hide from the problem.  They seem to think that some how the foreclosure will magically go away.  Well, unfortunately, foreclosure statistics don’t lie, and if you don’t make your payments, the bank will eventually take your home.  So how can a Phoenix, Arizona short sale help?  It will save your credit and stop a foreclosure.

Basically you have 2 options when placed into pre-foreclosure:  Let the home go to the bank, or try and negotiate with the bank.  And negotiating with the bank means trying to work a Phoenix short sale.  Believe it or not, if you owe more than your home is worth, most banks are willing to take a loss on your loan in order to help you sell it before foreclosure.

Visit help with a phoenix short sale visit allhomesaz.com.

Phoenix short sales - the smart way to sell a home

Wednesday, January 7th, 2009

As home prices continue to decline in the Phoenix area, more and more homeowners will be “upside down”.  Let’s face, if you really need to sell your home, and you have no equity, will you stick around to make sure the mortgage gets paid?  Probably not.

 

This is exactly why Phoenix short sales will continue to rise.  The smart homeowners who take a little extra time to contact a Phoenix short sales team will save their credit and stop the foreclosure process.  If you need help, visit our phoenix short sales help page.

 

If you need to sell your home and you have no equity, we can help.  There is absolutely no reason to let your home foreclose and ruin your credit.  We will stop your foreclosure and save your credit.  Our Phoenix short sales team has helped numerous homeowners in the valley.

 

And the best part is our Phoenix short sales service is completely free to you.  Believe it or not, most banks would prefer that you have a team like ours negotiate your Phoenix short sale and sell it before foreclosure.

 

We offer short sale help in the following cities: Phoenix, Mesa, Glendale, Tempe, Chandler, Ahwatukee, Gilbert, Glendale, Cave Creek, Care Free, Scottsdale, and Paradise Valley.

 

Once again check our phoenix short sales webpage and see how we can help you.

Phoenix short sale statistics

Wednesday, January 7th, 2009

Well, the statistics are in:  around 10% of all mortgages in the United States are at least 30 days late.  This is quite astounding if you really think about it.

And here’s the real whopper:  59% of all mortgage modifications or “loan mods” are in default or behind on payments within 6 months after the modification.  This is exactly why you should consider a Phoenix short sale or Arizona short sale if you are behind on payments and owe more than your home is worth.  Visit our  page for more info:  phoenix short sale

From my Phoenix short sale experience, most banks these days who are advertising or promoting a loan mod for troubled homeowners don’t really address the true underlying problem: the total amount owed on the home.  Many of the loan mods that I hear of are simply lowering the payments for a few years and tacking on more principal to the end of the loan.  This really doesn’t help the homeowner, and as a result, 59% of loan mods are failing.

At allhomesaz.com we have several different Phoenix short sale programs as well as Arizona short sale programs available to all homeowners.  Furthermore, you don’t necessarily need to be in pre-foreclosure or behind on payments to start a Phoenix short sale.

Visit our arizona short sale and let us save your credit and stop foreclosure.